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spot exchange

Coinbase

4.6 / 5 US-AVAILABLE

Reviewed by CoinCompass · Last verified

Is Coinbase available in the US?

Yes — Coinbase is licensed for US customers (FinCEN MSB + state money-transmitter licenses + SEC-tested listing standards). It is one of the exchanges we can legally reference and monetize for a US audience. Availability can vary by state, so confirm your state before signing up.

How we make money: we earn a commission when you sign up with an exchange through our links. That never changes what we recommend or how we rank — rankings follow our published review criteria and are re-checked on a fixed schedule. Read the full disclosure. Crypto risk: crypto assets are volatile and can lose value, are not FDIC-insured, and are not a bank deposit. This is not financial advice — do your own research before trading.
Affiliate / referral program
Coinbase Affiliates (via Impact.com)
Referral reward for new joiners; earn a commission on the trading fees your referred customers generate

Coinbase at a glance

Statusus licensed
Regulator / licenseFinCEN MSB + state money-transmitter licenses + SEC-tested listing standards
MarketsUS, International
Supported countriesUS + ~100 countries
Affiliate programCoinbase Affiliates (via Impact.com)
Affiliate commission50% of trading fees from referred users for the first 3 months (recurring); 30-day cookie

Fees

TradingMaker 0.0-0.4% / Taker 0.4-0.6% (Advance trade tiers)
WithdrawalUSDC withdrawals free across all networks; network fee covered by Coinbase for most crypto
DepositFree for bank transfer / ACH
NotesSimple buy spread is higher than Advanced Trade; USDC withdrawals free.
What a $1,000 trade actually costs

At 0.4-0.6% taker rate, a $1,000 trade costs roughly $4-6. Advanced Trade taker fee on a $1,000 spot trade. Simple-buy spread is higher. Estimate your own monthly cost with our fee estimator.

Ratings breakdown

Overall4.6
Usability4.9
Fees3.8
Security4.7
Support3.9

Strengths

  • Most beginner-friendly crypto on-ramp in the US
  • Very wide selection of coins and a regulated US exchange
  • Strong institutional backing and insurance on hot wallets
  • Coinbase Earn + staking for passive rewards

Weaknesses

  • Simple-buy fees/spread are higher than pro-tier trading
  • Support is slow during high-volume events
  • Listing standards mean some newer coins are absent